Proponents associated with the payday-lending markets argue that without payday financing, people will become driven to also more threatening method of lending

Proponents associated with the payday-lending markets argue that without payday financing, people will become driven to also more threatening method of lending A current Howard University study examining payday lending in four Southern states unearthed that “vulnerable minority and cultural teams and lower-income people is disproportionately impacted by the negative economic effects of the operations.”